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Actually, they should present you with this form, or the Dual Representation Form, prior to any negotiations.
And yes, it will just be one public record. The origonal public record from the tax lien will get a new field to it, which says "DATE RELEASED-" when the release of lien is filed.
All banks are different, but if you call them, they will tell you.
ruin your day, but I have to tell you that your mother and I are divorcing.